Credit Card Payoff — Snowball Calculator
List several cards as balance, APR and see the snowball method pay the smallest balance first for quick wins.
Calculations run on your device — your card balance never leaves the pageTry: Each card: balance, APR (e.g. 5000,24.9,3000,21.0)=5000,24.9,3000,21.0 → 2, 1, $156.25
How to use
Enter each card as balance, APR on one line. The snowball method pays the minimum everywhere, then attacks the smallest balance first for a fast psychological win, even if it costs a little more interest. Good if you need momentum.
FAQ
Avalanche or snowball?
Avalanche saves the most money; snowball gives quicker wins. Both are listed so you can choose.
Does snowball cost more interest?
Usually a bit more, because the highest APR lingers longer. The trade-off is motivation from clearing cards fast.
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